THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION IN THE MANAGEMENT OF DISTRESSED IN BANKS

THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION IN THE MANAGEMENT OF DISTRESSED IN BANKS

TABLE OF CONTENTS

CHAPTER ONE –INTRODUCTION 

1. Background of the study
2. Statement of research problem
3. Objective of the study
4. Research questions
5. Hypothesis
6. Significance of the study
7. Scope  and limitation of the study
8. Definition of terms
9. References.

CHAPTER TWO-LITERATURE REVIEW

1. Rule of NDIC in sanitizing the banking sector
2. Supervisory activities of the Nigerian deposit  insurance corporation (NDIC)
3.  Function of NDIC
4. Off site surveillance
5. Implication and  consequences of bank distress on the economy
6. Techniques for identifying financial distress in banks
7. Off site bank analysis programme
8. Management of financial distress
9. Resolution of banking distress

References.

CHAPTER THREE RESEARCH METHODOLOGY

1. Research design
2. Area of study
3. Population of  the study
4. Sample size and sampling techniques
5. Instrument of   data collection/questionnaires
6. Method of data  presentation
7. Method of data analysis
8. Reference

CHAPTER FOUR DATA PRESENTATION ANALYSIS OF RESULT

1. Overview
2. Data distribution  and analysis
3. Discussion of findings
4. References

CHAPTER FIVE –SUMMARY OF FINDING RECOMMENDATION AND CONCLUSION

1. Finding
2. Recommendation
3. Conclusion
4. Bibliography

Appendix a

Letter of introduction

1. Questionnaires

CHAPTER ONE

1.1     BACKGROUND OF THE STUDY

The increase in the number of banks getting distressed aroused the interest in  the restructuring of backs in Nigeria. THUS the Nigeria deposit Insurance corporation was instituted for such a purpose

The increase in interest is a result is as a result of three.

1.       The increasing general awareness in the  economic sector concerning the

role which an efficient financial system can play in economic growth and development.

2.   The recent increase in the number of banks in Nigeria , which is similar to that of the early 1950,s when Nigerian experienced dismal bank failures.

3.   The need for the depositor to have confidence in Nigerian banks deposit the increase in the inflationary trends. The deregulation of the Nigerian financial system led to the liberalization in the approval and issuance of banking licenses. The number of bank operating in the country grew rapidly. The N.D.K. annual report of 1996 reveled that there was 115 insure   commercial    l banks with 2374 branches and 54 merchant an with 145 branches in Nigeria

The increase in the number of bank consequently lead to increased competition among them, which is evident in the wide responsibilities implied use of the depositors funds in the pursuit of banks liquidity and profitability at a time bank capital deposits were falling.

In order to prevent a repeat of 1959 experience of bank failures the Federal government established a deposit Insurance Scheme by decree No 22 of  15th June  1988. However, the scheme effectively took-off in 1989 as a regulatory Institution charged with the unique responsibility  of  insuring bank deposits, and ensuring safe and sound banking practices through effective supervision. It was to assist the Central Bank of Nigeria (CBN) in formulating and enforcing banking  policies to ensure monetary stability in the finance  industry. Following these analysis, the interesting questions that arise are:-

THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION IN THE MANAGEMENT OF DISTRESSED IN BANKS