THE ROLE OF COMMERCIAL BANKS IN THE DEVELOPMENT OF RURAL AREAS IN NIGERIA

    This work draws attention to the role rural banking can play in Nigeria development. This is because rural banking, will immensely increase the degree of monestisation of economy, making available for rural dwellers, greater opportunities for savings, credit investment and enhance the effectiveness on monetary policies in the achievement of desired national macro ” economic objectives.

    It is with the above objectives in mind, that the rural banking programme was initiated by the Nigeria government in 1977. although the programme has made appreciable progress in the realization of its objectives. The problem of inadequate infrastructure in rural areas has continued to pose a serious hindrance to it.

    The introduction of appropriate measures, will however ameliorate the situation, thus, bringing the role of commercial banks in rural areas to be better appreciated.

COVER PAGE

TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

1.1 BACKGROUND OF STUDY

1.2 STATEMENT OF THE PROBLEM

1.3 PURPOSE / OBJECTIVE OF STUDY

1.4 SIGNIFICANCE OF STUDY

1.5 LIMITATION OF THE STUDY

1.6 DEFINITION OF TERMS.

2.2 STRUCTURE OF NIGERIAN COMMERCIAL BANKS

2.3 THE PROBLEMS ENCOUNTERED BY RURAL AREA AND THE ROLE / CONTRIBUTION OF COMMERCIAL BANKS.

2.4 MOBILIZATION OF RURAL SAVINGS.

3.1 SOURCE OF DATA

3.2 LOCATION OF DATA

3.3 METHOD OF DATA COLLECTION.

4.1 FINDINGS

5.1 RECOMMENDATION.

5.2 CONCLUSION.

    As the topic implied the role of commercial banks in the development of rural areas in Nigeria. The development of rural areas in the country like other depressed areas cannot be done extensively unless funds are available. This research work is proposed to  deal with role of the commercial banks in the development of rural areas in Nigeria. That is the provision of financial and banking services(credit and deposit services) by the commercial banks to the people living in rural areas.

    To achieve the objective of this research work, it will be organized in five chapters. The first chapter is aimed to discuss the introductory part of this work ie the background and overview of the study, statement the study e.t.c. The chapter also will treat the definition of terms used in this work.

    Furthermore, it is from this first chapter that other three will base using some researchable terms in other to achieve the objective of the study while chapter five will summarize the findings and conclusions which are made from the research which are conducted.

    In this case, in order to achieve the objective of this study, it is proposed to collect data from primary and secondary data collections ie from face to face interview through questionnaires and from written.