THE RELEVANCE AND IMPACT OF PRIMARY MORTGAGE INSTITUTION IN HOUSING DELIVERY IN NIGERIA (A CASE STUDY OF JUBILEE LIFE SAVING AND LOAN LIMITED)

TABLE OF CONTENT

Title page

Certification                                                                i

Dedication                                                                 ii

Acknowledgement                                                      iii

Synopsis                                                                    v

Table of content                                                         vi

CHAPTER ONE

1.0    Introduction                                                       1

1.1    Statement of the problem                                    2

1.2    Aim and Objective                                               4

1.3    Significance of the Study                                     5

1.4    Scope of the study                                              6

1.5    Limitation of the study                                         6

1.6    Study area                                                         7

1.7    Locational Plan                                                  

1.8    Definition of terms                                              15

CHAPTER TWO

2.0    Conceptual theoretical

        framework and literature review                           16

2.1    Conceptual Theoretical Framework                                16

2.2    Concept of housing delivery                                 18

2.3    Forms of housing provision                                  20

2.4    History of housing provision in Nigeria                  22

2.4.1 The 1^st national development plan period              22

2.4.2 The 2^nd national development plan period              23

2.4.3 The 3^rd national development plan period              25

2.4.4 The 4^th development plan period                          27

2.4.5 The 1^st national rolling plan period                                28

2.4.6 National housing programme                                       30

2.4.7 Current housing delivery approach                               31

2.5    Affordable housing scheme                                  33

2.6    Housing need in Nigeria                                      35

2.7    Overview of housing

        Finance arrangement in Nigeria                            40

2.2.7 Insurance companies                                          41

2.7.3 Specialized institution                                          42

2.7.4 State/Municipal Government financing                  42

2.7.5 The federal mortgage bank                                  43

2.7.6 Primary mortgage institution                                43

2.7.7 The federal mortgage finance limited                    44

2.7.8 National Housing fund                                         45

2.7.9 Cooperative society                                             49

2.8    housing needs/requirement                                 49

2.9    The problems of housing delivery in Nigeria           50

2.9.1 The primary mortgage institution in Nigeria           54

2.9.2 Function of primary mortgage institution

CHAPTER THREE

3.0    Research methodology                                                57

3.1    Research design                                                 57

3.2    Data types and source                                                57

3.3    Instrumentation for data collection                                58

3.4    Sample frame size and sample                             59

3.4.1 Sample frame                                                     59

3.4.2 Sample size                                                        59

3.4.3 Sampling procedure                                            59

3.5    Method of data collection                                     60

3.6    Method of data analysis                                       60

CHAPTER FOUR

Data Interpretation and Analysis

4.0    Introduction                                                       62

CHAPTER FIVE

5.0    Summary conclusion and recommendation            73

5.1    Summary of findings                                           73

5.2    Conclusion                                                         74

5.3    Recommendation                                                        75

        Reference                                                          77