THE IMPACT OF SOCIO- ECONOMIC CHARACTERISTICS ON LOAN REPAYMENT,AMONG COOPERATIVE ENTERPRISES IN OSHIMILI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE

THE IMPACT OF SOCIO- ECONOMIC CHARACTERISTICS ON LOAN REPAYMENT,AMONG COOPERATIVE ENTERPRISES IN OSHIMILI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE

ABSTRACT

This research study adopted an econometric analysis on The Impact of Socio-Economic Characteristics On Loan Repayment Among Cooperative Enterprises In Oshimili South Local Government Area of Delta State. Chapter one of this research work deals with the introduction and background study of the said topic, which also include the specific objectives of the study; and the hypotheses to be analyzed. Chapter two talks on the different sources of the financial structure of cooperatives societies. The review of problems facing cooperative enterprises in raising funds. The research methodology and design used in analyzing the data is discussed in chapter three. Besides, chapter four deals with data presentation and analysis using frequency tables, showing the percentage of responses and the ordinary least square (OLS) method of empirical analysis was used for the determinants of socio – economic variables on loan repayment. Chapter five of this work deals with the summary of findings, recommendation and conclusion. Consequently, recommendations, which will assist policy makers in Nigeria to make policies that will enhance the financing of cooperative enterprises in Nigeria, were made.

CHAPTER ONE

1.0 Introduction

1.1 Background of the study

1.2 Statement of the problem

1.3 Objectives of the study

1.4 Significance of the study

1.5 Research Questions

1.6 Research Hypothesis

1.7 Scope of the study

1.8 Limitation of the study

CHAPTER TWO

2.0 LITERATURE REVIEW

2.1 Introduction

2.2 Meaning and Nature of Cooperative Societies

2.3 What is Finance?

2.4 The roles of finance in cooperative business

2.5 Sources of cooperatives finance

2.6 Constraints to proper funding of co-operatives

2.7 Measures of improving co-operative financing

2.8 Empirical literature on determinants of loan repayment in Nigeria.

CHAPTER THREE

3.0 RESEARCH DESIGN AND METHODOLOGY

3.1 Introduction

3.2 Description of the study area

3.3 Method of data collection

3.4 Population of the study

3.5 Sources of Data

3.6 Sampling Method

3.7 Method of Data Analysis

3.8.1 Model specification

3.8.2 Statistical criteria

CHAPTER FOUR

4.0 Data Presentation and Analysis

4.1 Introduction

4.2 Presentation and Interpretation of Results.

CHAPTER FIVE

5.0 Summary of findings/Recommendation/Conclusion

5.1 Introduction

5.2 Summary of findings

5.3 Conclusion

5.4 Recommendations

Bibliography

Appendix A

Appendix B

THE IMPACT OF SOCIO- ECONOMIC CHARACTERISTICS ON LOAN REPAYMENT,AMONG COOPERATIVE ENTERPRISES IN OSHIMILI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE