MOTOR INSURANCE PRACTICE IN NIGERIA (PROBLEMS AND PROSPECTS)

MOTOR INSURANCE PRACTICE IN NIGERIA (PROBLEMS AND PROSPECTS)

ABSTRACT: 

This research work is on the Problem Facing National Health Insurance Scheme in Nigeria. The source of data for the work area oral interview and questionnaire, the population of the study was drawn from both national and state hospitals in Enugu. Samples of questionnaires were distributed to the respondents. The instruments used are oral interview and questionnaire. The instrument were reliable because they include statements of the problem, objectives of the study and the research questions, one of the findings is that the various methods used in marketing of health insurance is not known by the people. One of the conclusions is that there should be free material and child health programme for the country.

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION                                                      1

1. Background of the Study                                         1
2. Statement of the Problems                               3
3. Objectives of the Study                                    4
4. Research Questions                                          5
5. Significance of the Study                                         6
6. Scope and Limitation for the Study Scope           7
7. Definition of Operation Terms                            8

CHAPTER TWO

REVIEW OF RELATED LITERATURE                            10

2.1  An Overview                                                   10

2.2  Historical Development of Health Insurance         10

2.3  Marketing Health Insurance Scheme in Nigeria     14

2.4  Role of Government on Health

Insurance Schemes                                          16

2.5  Organization Responsible for the Health

Scheme in Nigeria                                            18

2.6  Various Types of Policies Sold by the

Health Service Providers                                   20

2.7  Prospects of Effective Marketing of Insurance

Scheme in Nigeria                                            24

2.8  Problems of Marketing Health Insurance

Scheme in Nigeria                                            25

2.9  Challenges Facing Marketing Health

Insurance Scheme in Nigeria                             27

Reference                                                       31

CHAPTER THREE

RESEARCH METHODOLOGY                                      32

3.1  Sources of Data                                               32

3.2  Population of the Study                                    33

3.3  Instrument Used for the Study                          34

3.4  Validity of the Instrument Used                         35

3.5  Reliability of the Study                                     35

CHAPTER FOUR

SUMMARY OF FINDINGS                                          36

4.1  Findings                                                         36

4.2  Discussion of Findings                                      37

CHAPTER FIVE

CONCLUSION AND RECOMMENDATIONS                           38

5.1  Conclusion                                                      38

5.2  Recommendations                                           39

5.3  Suggestion                                                     49

Bibliography                                                    41

Appendix                                                        43

Questionnaire                                                  44

CHAPTER ONE

INTRODUCTION

1.1  BACKGROUND OF THE STUDY

The national health insurance scheme (NHIS) is a social health insurance programme designed by the federal government of Nigeria to complement or to improve services of financial health sector, and to improve access of health care for the majority of Nigeria. The evolution of the National Health Insurance scheme decade back to 1962, when the need for health insurance in the provision of health care to Nigeria citizen was first recognized.

Furthermore, the introduction of the structural adjustment programme in 1986 adversely affected health allocation and other factors that led to the introduction of the national health insurance scheme. This general poor stated of the nations health care services is giving the government a lot of concern.

MOTOR INSURANCE PRACTICE IN NIGERIA (PROBLEMS AND PROSPECTS)