MANAGEMENT OF RISK IN AGRICULTURAL FINANCING

I am writing this project in partial fulfillment of the requirement for the award of Higher National Diploma. Let me state here that I am motivated to write on the topic “Management of Risk in Agricultural Financing” mainly to examine the causes and nature of risks in agricultural financing and identifying possible variation of the risks and reasons therefore for such variation among projects and lenders. The purpose of this work is to identify the problems encountered by farmers in getting loans from banks and other agricultural financing institution as in Nigerian Agricultural and Commerce Bank Plc, Enugu. This project will be organized in five chapters. Chapter one, introduction which will present to the background of the study, statement of problems, objectives of the study, significance of the study, research hypothesis, scope and limitation of the study and definition of terms. In chapter two, will be literature in the history of the topic, role of finance in agricultural development, risk in agriculture. In chapter three, the research design and methodology, source of data, source of primary data, source of secondary data, literature question and sample used will be explained. Chapter four will deal with the presentation and test of hypothesis. The fifth and final chapter deal with possible findings, conclusion, recommendation and bibliography.