IMPACT OF CREDIT MANAGEMENT ON THE OPERATION OF SMALL SCALE ENTERPRISES IN NIGERIA

IMPACT OF CREDIT MANAGEMENT ON THE OPERATION OF SMALL SCALE ENTERPRISES IN NIGERIA

ABSTRACT

The study delved into impact of credit management on the operation of selected small scale enterprises in Nigeria. The study examines whether integration of the world economic enhances product development and performance and whether the advent of internet has effect on product innovation in the beverage industry.

The survey research design was employed in this study and the questionnaire was the main research instrument. A total of 30 respondents make up the sample size of the study and chi-square was used as the statistical tool to analyze or in analyzing the collected data.

The findings of this study revealed that extension of credit to customers is an average for imploring sales of small scale industries. Efficiency in the management of small scale business lies on the way credit is been managed. Furthermore, small scale business credit standard and credit analysis before extending credit to customers.

TABLE OF CONTENT

CHAPTER ONE

INTRODUCTION

1.0    Background of the Study

1.1     Historical Background of the Case Study (Cadbury Nigeria Plc)

1.2     Statement of Problem

1.3     Objective of the Study

1.4     Research Question

1.5     Research Hypotheses

1.6     Significance of the Study

1.7     Scope of the Study

1.8     Limitation of the Study

1.9     Definition of Terms

1.10 Summary of Subsequent Chapters

CHAPTER TWO

LITERATURE REVIEW

2.0     Introduction

2.1     Concept of Small Scale Business.

2.2     Characteristics of Small Scale Enterprises

2.3     Roles and Importance of Small Scale Business

2.4     Factors to Consider Before Starting a Small Scale Business.

2.5     Over View of Governments Effort in the Development of SMEs in Nigeria

2.6     Conceptual Framework Credit Management.

2.7     Administration of Credit

2.8     Credit Control

2.9     Theories of Comparative Management

CHAPTER THREE

RESEARCH METHODOLOGY

3.0     Introduction

3.1     Research Design

3.2     Characteristics of the Studies Population

3.3     Restatement of Research Questions

3.4     Restatement of Research Hypotheses

3.5     Research Instrument and Administration

3.6     Sample and Sampling Design

3.7     Methods of Data Analysis

3.8     Limitation of the Study

CHAPTER FOUR

DATA ANALYSIS AND INTERPRETATION

4.0     Introduction

4.1     Analysis of Personal Data

4.2     Analysis of Variables

4.3    Test of Hypotheses

CHAPTER FIVE

SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION

5.0     Introduction

5.1     Summary of Findings

5.2     Recommendations

5.3     Conclusions

Biography

Questionnaire

CHAPTER ONE

INTRODUCTION

1.0    BACKGROUND TO THE STUDY

Private Sector Development as suitable alternative for promoting sustainable and balanced growth in African has attracted considerable attention. Many government and development organizations have focused on the promotion of medium-scale enterprise (SMEs) as a way of encouraging broaden participation in the private sector. The promotion of SMES and especially of those in the informal sector is viewed as a variable approach to sustainable development because it suits the resources in Africa.

IMPACT OF CREDIT MANAGEMENT ON THE OPERATION OF SMALL SCALE ENTERPRISES IN NIGERIA