DESIGN AND IMPLEMENTATION OF MICRO CREDIT FINANCE SYSTEM FOR A PUBLIC INSTITUTION CASE STUDY OF UNION BANK

ABSTRACT

The work presents a design and implementation of macro credit finance system for Public Institution.  A computerized macro credit finance System for Union Bank is concerned with the computerization of finance records appraisal of finance in order to achieve the aims and objectives of the organization.  This accounts, when and who to promote and retirement in due time.

The macro credit finance system (MCFS) is a tool that will assist Union Bank administrators in interpreting the financial outcomes of operational decision-making. It will help administrators to decide whether their programs financial health is better or worse than during previous accounting periods or past budget periods. The MCFS will also allow administrators to compare their operation with similar operations.

The design was implemented to facilitate the macro credit finance Information system for a Union Bank.  It will be less time wasting and cheap to run.

It is expected that if full consent is given to this, it will enhance the Information of finance record for the Union Bank.

ORGANIZATION OF WORK

          This project work is primarily designed to give an insight to micro credit Finance system.

          Chapter one talks about introduction to micro credit Finance system, study of problem and objectives as well as definition of the scope.

          Chapter two comprises the literature review. Chapter three gives the detailed information about the existing (old) system, while chapter four and five deals with the design and implantation of new system.

          Chapter six document the project work, while chapter seven summaries,  conclusion and suggestions were made.

TABLE OF CONTENTS

Title page                                                                                i

Certification                                                                                      ii

Dedication                                                                               iii

Acknowledgement                                                                             iv

Abstract                                                                                  v

Table of contents                                                                     vii

CHAPTER ONE

INTRODUCTION                                                                            1

1.1     Background of the study                                                         1       

1.2     State of the problem                                                      2

1.3     Purpose of the study                                                      3

1.4     Aims and objectives                                                       3

1.5     Scope of study                                                               5

1.6     Limitations of study                                                      5

1.7     Assumptions                                                                 6

1.8     Definition of terms                                                                  7

CHAPTER TWO

LITERATURE REVIEW                                                        8

CHAPTER THREE

• Description and analysis of existing system                            15
  • Fact finding method used                                                        17
  • Organization structure                                                   19
  • Objectives of Existing system                                        21
  • Input, Process and Output Analysis                              22
  • Information Flow Diagrams                                          26
  • Problems of the Existing System                                   27
  • Justification of the New System                                              28

CHAPTER FOUR

• Design of the New System                                             30
  • Input Specification and design                                                30
  • Output specification and design                                              32
  • File Design                                                                     34
  • Procedure chart                                                              36
  • System flow chart                                                                   38
  • System requirements                                                     40     

CHAPTER FIVE

• Implementation                                                              42
  • Program Design                                                             45
  • Program Flowchart                                                        48
  • Pseudo code                                                                            54
  • Source Program: Test Run                                             59

CHAPTER SIX  

Documentation                                                                        60

CHAPTER SEVEN

• Recommendation                                                           62
  • Conclusion                                                                     64

Bibliography                                                                  65

1.0                                      CHAPTER ONE

INTRODUCTION

The interest in microfinance (defined in Box 1) has burgeoned during the last two decades: multilateral lending agencies, bilateral donor agencies, developing and developed country governments, and non government organizations (NGOs) all support the development of microfinance. A variety of private banking institutions has also joined this group in recent years. As a result, microfinance services have grown rapidly during the last decade, although from an initial low level, and have come to the forefront of development discussions concerning poverty reduction.

Despite this growth, as concluded in the recently completed Rural Asia Study, “rural financial markets in Asia are ill-prepared for the twenty-first century.”¹ About 95 percent of some 180 million poor households in the Asian and Pacific Region (the Region) still have little access to institutional financial services. Development practitioners, policy makers, and multilateral and bilateral lenders, however, recognize that providing efficient microfinance services for this segment of the population is important for a variety of reasons.