AN EXAMINATION OF THE ROLE OF CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN AGRICULTURAL FINANCING (A CASE STUDY OF SELECTED CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN ENUGU METROPOLIS)

AN EXAMINATION OF THE ROLE OF CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN AGRICULTURAL FINANCING (A CASE STUDY OF SELECTED CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN ENUGU METROPOLIS)

ABSTRACT

In Nigeria, agriculture has remained the prime mover of the economy from pass government and individual attention have been focused to significantly  improve the adequacy of the this sector.

In this prefect, efforts have been made to examine the role of the co-operative thrift and credit societies in the financing of agriculture in the nation.  As a result of circumstances beyond the control of the researcher, selected co-operative societies in Enugu metropolis  has been chosen as a case study.  Therefore, to arrive at a meaningful and dependable conclusion, a  selection of co-operative societies in the state have been made and studied.  It is believed  that generalization would be made on the entire nation using the reseat arrived at in this research.  The project is divided into five chapters to enhance understanding and comprehension.  In chapter one an introduction of research was made.   Among other things in this chapter, the objective of the study and testable hypothesis were established.

Chapter two concentrated on the literature review, here materials relating to the project topic were thoroughly examined.  In chapter three which further on the design and methodology of the research the source and types of data

were established the technique for the presentation and analysis of the data were outlined.

In chapter four, the data so collected were presented on bar chart.  The hypothesis were tested and analysis using the chi-square testing technique relationship were necessary established using the spear man’s rank order correction co-efficient the perfect was finally concluded in chapter five.

TABLE OF CONTENTS

CHAPTER ONE     

1.0     INTRODUCTION                                            1

1. BACKGROUND OF THE STUDY                                  1
2. STATEMENT OF THE PROBLEM                                  4
3. OBJECTIVES OF THE STUDY                              5
4. RESEARCH QUESTION                                      6
5. SIGNIFICANCE OF THE STUDY                                  7
6. SCOPE AND LIMITATIONS OF THE STUDY           8
7. DEFINITION OF TER                                                9         

 CHAPTER TWO

2.1   THE CONCEPT OF AGRICULTURAL PRODUCTION IN   NIGERIA.            12

2.2    CO-OPERATIVES IN NIGERIA CONCEPT ORIGIN AND STRUCTURE.   14

2.2A.      CONCEPT                                                 14

2.2B.  ORIGIN OF CO-OPERATIVE MOVEMENT IN NIGERIA                                                    16

2.2C. ORIGIN OF CO-OPERATIVE MOVEMENT IN ENUGU METROPOLIS   19

1. TYPES OF CO-OPERATIVE SOCIETIES IN ENUGU METROPOLIS                                               22
2. PROBLEMS OF AGRICULTURAL DEVELOPMENT IN ENUGU METROPOLIS                                        24
3. IMPORTANCE OF CREDIT TO FARMERS IN ENUGU METROPOLIS                                             27
4. PROBLEMS OF THE CO-OPERATIVES IN ENUGU METROPOLIS                                          29
5. RURAL BANKING SCHEME AND AGRICULTURAL FARMING.                                                     33
6. ANALYSIS OF CO-OPERATIVE SOCIETIES  PERFORMANCE IN GRANTING CREDITS TO MEMBERS FOR AGRICULTURAL DEVELOPMENT.                 35
7. NIGERIAN AGRICULTURAL AND CO-OPERATIVE BANK LIMITED (NACB).                                                37

AN EXAMINATION OF THE ROLE OF CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN AGRICULTURAL FINANCING (A CASE STUDY OF SELECTED CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN ENUGU METROPOLIS)