AN APPRAISAL OF THE ROLE OF BANKS IN FINANCING F AGRICULTURAL CO-OPERATIVE SOCIETY IN ENUGU-STATE. (A CASE STUDY OF THE N.A.C.R.D.B. LTD)

AN APPRAISAL OF THE ROLE OF BANKS IN FINANCING F AGRICULTURAL CO-OPERATIVE SOCIETY IN ENUGU-STATE. (A CASE STUDY OF THE N.A.C.R.D.B. LTD)

PREFACE

Banks are established to take profit. Are these profits made at the expense of their customers? Or is it as a result of the services provided by those banker?.

It is the aim of this research work to find out the role of banks in financing of agricultural co-operative in Enugu State (A case study of the N.A.C.R.B.LTD). farmers satisfaction is what these banks attains to achieve. This research work has four chapters:.       Chapter one contains a general discussion on the background of the study, the statement of the problem, objectives of the study, the significance of the and went further to analyze the scope and limitation of the study and finally the definition of terms.

Chapter two is on the review of the related literature which contains the following: the meaning of co-operative societies, Agricultural purchasing and marketing co-operative societies, Role of banks in financing Agricultural co-operative. The Agricultural credit guarantee scheme, securities acceptable for bank lending and the problems of small-scale farmers in raising Agricultural finance.

Chapter three deals with the research design and methododlogy which discussed generally the following: sources of data, sampling procedure, method of investigation, analysis of data and completed questionnaires.

Finally, the summary of findings, recommendation and conclusions made by the researcher are all in chapter four.

If banks would put the recommendations made by or in the study to use, they will not only satisfied farmers with services offered, but a continuous in profit made, thereby making the problems of the farmers a thing of the past.

TABLE OF CONTENT

CHAPTER ONE

Introduction                                                                                                1

1. Background of the study                                                                   1
2. State of the problem                                                                4
3. Objective of the study                                                             6
4. Significance of the study                                                                   7
5.  Scope and limitation of the study                                           8
6. definition of terms                                                                             9

CHAPTER TWO

Review Of Related Literature                                                            10

1. The meaning of co-operative society                                       10
2. Agricultural /purchasing and marketing co-operative societies        15
3. The Role of Banks in financing of agricultural

Co-operative society                                                               16

1. The agriculture credit guarantee scheme                                  18
2. Securities acceptance for bank lending                                    19
3. Problems of small-scale farmers in raising agriculture finance         20

CHAPTER THREE

Research Design and Methodology                                                        23

1. Sources of data                                                                       23
2. Sampling procedure                                                                 24
3. Method of investigation                                                          24
4. Analysis of data and complete                                                          24

Questionnaires                                                                        26

CHAPTER FOUR

Findings, Recommendation and Conclusion                                45

1. Summary of findings                                                               45
2.      Recommendation                                                                         47
3. Conclusion                                                                              49

Interview Questions                                                                55

Bibliography and References                                                   59

AN APPRAISAL OF THE ROLE OF BANKS IN FINANCING F AGRICULTURAL CO-OPERATIVE SOCIETY IN ENUGU-STATE. (A CASE STUDY OF THE N.A.C.R.D.B. LTD)